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cpa_man on "Credit Policy"

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Can some one please explain it to me...Thanks! Its from Becker.

Question CPA-04092
The following information regarding a change in credit policy was assembled by the Wilson Wax Company. The company has a required rate of return of 10 percent and a variable cost ratio of 60 percent.

Old Credit Policy New Credit Policy
Sales $3,600,000 $3,960,000

Average collection period 30 days 36 days

The pretax cost of carrying the additional investment in receivables, using a 360-day year, would be:
a. $5,760
b. $9,600
c. $8,160
d. $960

Explanation
Choice "a" is correct.


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