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mattg2007 on "REG - Wiley MCQ Clarification on Answer"

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Hey. I was going through the Wiley Questions and came across this one:

Dent Corporation received a loan from Jardine Finance Company. As part of the signed written agreement, Jardine required that one of the members of the board of directors of Dent Corporation act as a surety for the entire loan. The loan agreement also called for some of Dent’s real estate to be used as collateral for 50% of the loan. Which of the following is not correct?

The "correct answer" given by Wiley states:

Jardine may choose to proceed against the surety for the entire loan when the loan is due.

Isn't the creditor able to proceed against the surety immediately?


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